Punjab National Bank Personal Loan 2023
Punjab National Bank Personal Loan : As soon as the year starts, Punjab National Bank has started giving attractive personal loan offers to its customers, this time a great personal loan offer has been introduced by Punjab National Bank, under this offer any customer can take a personal loan. Wants. So you can take a personal loan up to ₹ 500000 without any hassle, there are some terms and conditions for taking Punjab National Bank Personal Loan, which I will tell you further in this article.
Note that to take Punjab National Bank Personal Loan, it is most important that your relationship with the bank should be good. When you apply for Punjab National Bank Personal Loan, the loan will be given to you only after checking your eligibility. Along with this, it will also be seen whether you have taken a loan from anywhere before or not, if you have taken it then whether you have paid the Rakhi of your loan on time or not.
|In this article, all the important information related to PNB Personal Loan has been shared so that you do not face any kind of difficulties when you apply for the loan, so if you want to take a personal loan from Punjab National Bank then read this article. read carefully.|
Punjab National Bank Personal Loan
|बैंक का नाम||पंजाब नेशनल बैंक|
|लेख का उद्देश्य||पंजाब नेशनल बैंक पर्सनल लोन|
|कौन-कौन इस Loan के लिए आवेदन कर सकते हैं||कोई भी PNB खाता धारक इस लोन के लिए आवेदन कर सकता है|
|आवेदन करने का तरीका||ऑनलाइन|
|Official Website||Click Here|
|Other Loans||Click Here|
PNB ने अपने ग्राहकों के घर बैठे Personal Loan देने के लिए बेहतरीन ऑफर पेस किया है – Punjab National Bank Personal Loan, ऐसे करें आवेदन कभी रिजेक्ट नहीं होगा
|Interest Rate||10.40% – 16.95% p.a.|
For pensioners- 11.75% p.a.
|Loan Amount||Up to Rs 20 lakh|
|Tenure||Up to 7 years For pensioners- Up to 5 years|
|Processing Fees||Up to 1%|
Personal Loan Scheme for Customer
Purpose: Regular personal loan scheme to meet financial requirements for medical emergencies, domestic/foreign travel expenses, wedding expenses, education etc.
Loan amount: Up to Rs 5 lakh
Tenure: Up to 6 years
Interest Charges: Up to 9%
Eligibility for Punjab National Bank Personal Loan
For applicants drawing salary from PNB: Permanent employees of State/Central Government/PSU with at least 2 years of service.
For applicants using check off facility: Minimum 3 years of service period
LIC agents who are below 60 years of age and have more than 5 years of agency experience with stable and regular income and have a SF account with PNB
Can I choose between fixed and floating rates while taking a Personal Loan from PNB?
Punjab National Bank offers personal loans only at floating rates.
Can I apply for Punjab National Bank Personal Loan Scheme?
To apply for Punjab National Bank Personal Loan, you must be registered with PNB.
Can I prepay the personal loan taken from Punjab National Bank?
Yes, you can prepay the personal loan taken from Punjab National Bank without any prepayment charges. Part-prepayment is also allowed by the bank.
Do you need any security, collateral or guarantor when applying for Punjab National Bank Personal Loan?
No collateral security is required when applying for PNB Personal Loan. However, applicants need to provide a third party guarantee to the bank.